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The Tower Group

The Tower Group

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Transform your employee benefits with our digital platform

Benefit customization
Offer customized plans tailored to meet the specific needs of each employer. myHSA’s services include the ability to exclude particular items and to integrate seamlessly with a traditional insured benefit plan.
Online support
Access myHSA’s 24/7 live chat, staffed in-house by dedicated online support professionals. Support is available 365 days a year, ensuring exceptional service at any time.
Real time processes
Balances and reports are continuously updated to reflect real-time system activity with precise accuracy. myHSA’s comprehensive reporting ensures that all data is detailed and readily available for review.
Cost control
Determine the annual plan amounts for employees, eliminating concerns about over spending. myHSA costs remain consistent year after year, unaffected by usage - pay only for what is used.

TO LEARN MORE - DOWNLOAD OUR COMPLETE GUIDE!

How does the claim process work?

Employees pay

out of pocket for

an expense

Employees

submit claims

through the app

or online

Claim amounts

are pulled from

corporate

accounts every

Wednesday &

Friday

Funds are

reimbursed to the

employees’ bank

account within 1

to 3 business

days

Responsive for all company sizes – big or small

Whether you’re looking for a sole benefit plan or a unique top-up to existing coverage, myHSA provides options to meet all company sizes

Individual Incorporated Business Owners

Individual incorporated

business owners

Can I qualify for a spending account?

Yes, you're eligible as an individual incorporated business owner , working as a standalone plan! Run your health expenses through your corporation as a tax-free benefit and save corporate tax dollars.

What if my dependents already have an insured plan? Employees can then submit costs to their dependent's plan, and remaining costs will run through the HSA.

Better yet, our plans are completely free to set-up!

Small to Mid-size Businesses

Small to mid-size businesses

(2-50 employees)

You don't have to compromise flexibility in your plan design as a small business.

Whether you start with an HSA – a great starter benefit plan, allowing employees to spend on what is perfect for them – or a flex plan, combining both HSA and WSA items to customize benefits for employees' lifestyles.

Setup and management are completely digital – no paperwork here! Plan admins must complete just two steps – add and delete employees from the system, and ensure funds are within the account for claims to be processed and withdrawn effectively.

Large Employers

Large businesses

(50+ employees)

Do you want customization along with your current traditional benefits?

Unique spending accounts can be added as top-ups to existing insured plans – whether you want to provide additional HSA items or add customizable WSA items to meet expanding employees' needs. Better yet, the myFlexplan combines both, allowing employees to pick and choose what they want individually and ensuring healthy lifestyles

Setup and management are completely digital – no paperwork here! Plan admins can easily add or terminate employees and run varied reports.

Flexible Spending Accounts for you and your employees

Catering to employees’ needs is easy, with the available plan options and levels of customization. Whether you want to mimic traditional insurance plans, support and incentivize wellness, offer a top-up solution, or simply offer an HSA.

Health Spending Account - a non-taxable alternative, or supplementation to a traditional benefits plan.

Wellness Spending Account - a taxable account to promote healthier lifestyles and employee satisfaction. Claim “at home” items such as ergonomic office setups and home gym equipment!

myHSA’s most popular plan - let employees decide what matters most. Combining an HSA with the options of a wellness account (WSA) and/or RRSP - offering personalized employee benefits.

TO LEARN MORE - PRINT OUR PLAN COMPARISON!

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Build the perfect benefits package

myHSA’s partnerships allow a range of add-ons to pair well with plans. Offer products in addition to plans or as standalone products.

ADD-ON PRODUCTS INCLUDE;

Telemedicine

Complete Suite - Primary Care, MH+, EAP and Wellness

EFAP Solution

Telemedicine

Contact us!

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